FINANCING YOUR NEW CAR
When purchasing your new car our aim at Comiskey Motors is to ensure our customers are fully informed of the different finance options available to them. We have long-standing relationships with some of the UK's leading finance companies giving us access to the best finance packages on the market. We pride ourselves on being able to offer very competitive finance rates and finding a bespoke solution to suit individual needs in order to help fund the purchase of your next car in the most cost effective manner.
The different types of finance agreements include:
The most simple and straight-forward agreement is ‘hire purchase’ where you pay fixed monthly payments in order to spread the cost of purchasing a car over a number of years. The benefits of this agreement are that deposits are flexible whilst having fixed rates and payments make budgeting a whole lot easier.
PCP is similar to a Lease Purchase in that the monthly payments are offset by a final payment but the difference with PCP is that this final payment is optional. At the beginning of the agreement the future value of the car is set by the finance company and at the end of the agreement you have the option to just hand back the car rather than pay the final payment or part-exchanging for another car. PCP suits a customer who is looking to keep the same car for the duration of the finance agreement.
Whichever type of agreement you choose our aim at Comiskey Motors is to provide a solution which puts you into the best possible position should you wish to change your car during the agreement or at the end of the agreement as we want to secure future business with you and build long-standing relationships with all our customers.
The videos below will explain both Hire Purchase and Personal Contract Purchase agreements but if you require any further information, please do not hesitate to contact us.